Question 1

What is remortgaging?

Accepted Answer

Remortgaging is the process of switching your current mortgage to a new deal, either with your existing lender or a different one. People remortgage to get a better interest rate, release equity, or change their mortgage terms.

Question 2

When should I remortgage?

Accepted Answer

The best time to remortgage is typically 3-6 months before your current fixed or discounted rate ends. This allows time to complete the process before you move onto your lender's standard variable rate (SVR), which is usually higher.

Question 3

Is your remortgage advice free?

Accepted Answer

Yes, our mortgage comparison and initial advice service is completely free. We are paid by lenders when a mortgage completes, so there's no cost to you for using our service.

Question 4

How much could I save by remortgaging?

Accepted Answer

Savings vary depending on your current rate and the deals available. Many homeowners save hundreds of pounds per month by switching from their lender's SVR to a competitive fixed rate. Use our comparison service to see how much you could save.

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